Our ResourcesDecisionLender utilizes resources provided by the nation's leading credit bureaus, data repositories, trusted financial technology providers plus core processing interfaces to bring optimum performance and system integration to your financial institution. Credit Data SourcesEquifax www.equifax.comFor over 104 years, Equifax has been a market leader in providing total financial information solutions to businesses and consumers. Experian www.experian.comExperian provides businesses with unsurpassed credit data as well as provides U.S. consumers with the tools and services to help them understand, manage, and protect their personal credit profiles. TransUnion www.transunion.comTransUnion is a leading global provider of business intelligence services. TransUnion provides technology-based intelligence products, including credit decisioning and fraud prevention tools, advanced target marketing products, risk and profitability models and portfolio management. eFunds www.efunds.comeFunds' comprehensive account opening service, ChexSystems SM helps identify applicants whose bank accounts have been closed for negative reasons. First Advantage Credco (Tri Merged report) www.fadvcredco.comFirst Advantage Credco (Tri Merged Report) First Advantage is a leading provider of consumer credit information in mortgage, automotive and specialty finance markets; business credit information in the transportation industry; lead generation services; motor vehicle reports; supply chain security consulting and employment background verifications. The company was first to provide merged credit data to the mortgage lending industry, and is the preferred provider to Fannie Mae and Freddie Mac. Public Record Data SourcesOFAC Advantage View our BrochureOur data is designed to assist in complying with the regulations of the Office of Foreign Assets Control. OFAC data is accessible through all of our products. If you have special requirements let us know. Valuation Data SourcesNADA Official Used Car Guide www.nada.comPublisher of used car values for over 70 years. NADA Appraisal Guides www.nadaguides.comPublisher of used vehicle values for recreational vehicles, manufactured homes, boats, personal watercraft, motorcycles, snow mobiles, and ATVs. Kelley Blue Book www.kbb.comProvides specific information about the value of vehicles, including wholesale and retail value, and the value of mileage and options. Canadian Black Book www.canadianblackbook.comThe number one trusted source for current and accurate pricing information and the standard by which vehicle values are determined in Canada. Black Book www.blackbookusa.comBlack Book® family of vehicle appraisal guides (www.BlackBookUSA.com) is published by National Auto Research, a division of Hearst Business Media. Black Book provides values for both new and used vehicles, including cars and light trucks produced since1946, motorcycles, ATVs, snowmobiles, personal watercraft, and heavy duty commercial trucks and trailers. Core InterfacesHarland Financial SolutionsHarland Financial Solutions, a subsidiary of John H. Harland Company (NYSE: JH), supplies software and services to thousands of financial institutions and is a leader in deposit and loan origination, platform, teller, call-center, mortgage, business intelligence, core systems, and customer relationship management systems. MegasysMegasys specializes in providing computer software, hardware, and services to the consumer finance industry. IA Systems – Streamlend www.iasystems.comIA Systems – Velocity provides high-quality software solutions and services that automate lending operations and streamline business processes for the financial services industry.Their flagship product, Stream Lend® Velocity, provides credit unions, banks and other financial institutions with a loan origination system that is one of the most powerful, flexible and easy to use products in the lending industry. XP Systems (FiServe) www.xpsystems.orgXP Systems (FiServe) Delivers innovative processing solutions to credit unions' integrated software, hardware, and services that allow credit unions to manage their data processing in-house. Symitar www.symitar.comSymitar is a leading provider of integrated, enterprise-wide automation for credit unions. Operating as a business strategy enabler, Symitar's mission is to enable diverse credit unions to execute their dynamic business strategies with sophisticated solutions that are tailored to support unique growth, service and operational goals. Integrasys Premier integrasys.fiserv.comIntegrasys Premier helps credit unions maximize productivity, ensure availability of critical data, scale according to customer demand, leverage key data in real time, and accelerate ROI of new products and services. Paradata www.paradatafinancial.comParaData Financial Systems is an authorized IBM® Business Partner, providing hardware products from the world's leader in data processing equipment. Fidelity www.fidelity.comFidelity National Information Services, Inc. (NYSE:FIS) is a leading provider of core processing for financial institutions; card issuer and transaction processing, and mortgage processing services; and related information products and outsourcing. Metavante www.metavante.comMetavante is redefining banking and payment technologies to financial services firms and businesses worldwide. Their products and services drive account processing for deposit, loan and trust systems, image-based and conventional check processing, electronic funds transfer, consumer, healthcare payments, and electronic presentment and payment. Carleton Inc. www.carletoninc.comCarleton, Inc. is the country's leading provider of financial calculation software, loan origination compliance support, and document delivery software. Founded in conjunction with the Truth-in-Lending act in the late 1960s, their client list has grown to include most of the major lenders, credit insurance companies, and loan origination software providers in the United States. |