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Our ResourcesDecisionLender utilizes resources provided by the nation's leading credit bureaus, data repositories, trusted financial technology providers plus core processing interfaces to bring optimum performance and system integration to your financial institution.
Credit Data Sources |
Public Record Data Sources |
Valuation Data Sources |
Core Interfaces
Key Relationships Credit Data SourcesEquifax www.equifax.comFor over 104 years, Equifax has been a market leader in providing total financial information solutions to businesses and consumers. Experian www.experian.comExperian provides businesses with unsurpassed credit data as well as provides U.S. consumers with the tools and services to help them understand, manage, and protect their personal credit profiles. TransUnion www.transunion.comTransUnion is a leading global provider of business intelligence services. TransUnion provides technology-based intelligence products, including credit decisioning and fraud prevention tools, advanced target marketing products, risk and profitability models and portfolio management. eFunds www.efunds.comeFunds' comprehensive account opening service, ChexSystems SM helps identify applicants whose bank accounts have been closed for negative reasons. CoreLogic Credco www.credcoservices.comFor more than five decades, CoreLogic Credco has been the leading provider of specialized credit reporting solutions. Fully integrated with TCI, we deliver fast, convenient single-source access to all three national credit bureaus designed to streamline your financing processes and improve business performance. In addition to credit reporting services, we offer a wide range of advanced data-driven compliance and Red Flag tools, identity verification and portfolio management solutions. Public Record Data SourcesOFAC Advantage View our BrochureOur data is designed to assist in complying with the regulations of the Office of Foreign Assets Control. OFAC data is accessible through all of our products. If you have special requirements let us know. Valuation Data SourcesNADA Official Used Car Guide www.nada.comPublisher of used car values for over 70 years. NADA Appraisal Guides www.nadaguides.comPublisher of used vehicle values for recreational vehicles, manufactured homes, boats, personal watercraft, motorcycles, snow mobiles, and ATVs. Kelley Blue Book www.kbb.comProvides specific information about the value of vehicles, including wholesale and retail value, and the value of mileage and options. Canadian Black Book www.canadianblackbook.comThe number one trusted source for current and accurate pricing information and the standard by which vehicle values are determined in Canada. Black Book www.blackbookusa.comBlack Book family of vehicle appraisal guides (www.BlackBookUSA.com) is published by National Auto Research, a division of Hearst Business Media. Black Book provides values for both new and used vehicles, including cars and light trucks produced since1946, motorcycles, ATVs, snowmobiles, personal watercraft, and heavy duty commercial trucks and trailers. Core InterfacesHarland Financial SolutionsHarland Financial Solutions, a subsidiary of John H. Harland Company (NYSE: JH), supplies software and services to thousands of financial institutions and is a leader in deposit and loan origination, platform, teller, call-center, mortgage, business intelligence, core systems, and customer relationship management systems. MegasysMegasys specializes in providing computer software, hardware, and services to the consumer finance industry. IA Systems - Streamlend www.iasystems.comIA Systems - Velocity provides high-quality software solutions and services that automate lending operations and streamline business processes for the financial services industry.Their flagship product, Stream Lend Velocity, provides credit unions, banks and other financial institutions with a loan origination system that is one of the most powerful, flexible and easy to use products in the lending industry. XP Systems (FiServe) www.xpsystems.orgXP Systems (FiServe) Delivers innovative processing solutions to credit unions' integrated software, hardware, and services that allow credit unions to manage their data processing in-house. Symitar www.symitar.comSymitar is a leading provider of integrated, enterprise-wide automation for credit unions. Operating as a business strategy enabler, Symitar's mission is to enable diverse credit unions to execute their dynamic business strategies with sophisticated solutions that are tailored to support unique growth, service and operational goals. Integrasys Premier integrasys.fiserv.comIntegrasys Premier helps credit unions maximize productivity, ensure availability of critical data, scale according to customer demand, leverage key data in real time, and accelerate ROI of new products and services. Paradata www.paradatafinancial.comParaData Financial Systems is an authorized IBM Business Partner, providing hardware products from the world's leader in data processing equipment. Fidelity www.fidelity.comFidelity National Information Services, Inc. (NYSE:FIS) is a leading provider of core processing for financial institutions; card issuer and transaction processing, and mortgage processing services; and related information products and outsourcing. Metavante www.metavante.comMetavante is redefining banking and payment technologies to financial services firms and businesses worldwide. Their products and services drive account processing for deposit, loan and trust systems, image-based and conventional check processing, electronic funds transfer, consumer, healthcare payments, and electronic presentment and payment. USERS DataSafe (FiServ) creditunions.fiserv.com/datasafeThe DataSafe core processing system provides the robust functionality needed to support your enterprise, combined with an open, flexible platform that streamlines implementation of best-in-class solutions. DataSafe is available in-house or online with the same functionality and breadth of options. Galaxy (FiServ) creditunions.fiserv.com/galaxyGalaxy delivers innovative, member focused products and a world-class data center. Available in an in-house or online deployment model, Galaxy also has the flexibility to tailor member relationship management, rewards, and cross-lending programs to better attract, retain, and enrich member relationships. Key Relationships
Allison Payment Systems www.apsllc.comAllison Payment Systems is a high-tech specialty commercial printer that provides coupon payment books, billing statements, laser check printing systems, commercial business forms and coupon payment books. 
Wolters Kluwer www.bankerssystems.comWolters Kluwer delivers compliance and work flow solutions to over 12,000 financial institutions, including banks, thrift institutions, credit unions, mortgage lenders, finance companies, and mutual fund and brokerage companies. Our applications automatically populate Wolters Kluwer's forms with required data. 
Cardservice International www.cardservice.comA wholly owned subsidiary of First Data Corporation, Cardservice International is an industry leader in credit card processing for traditional and Internet businesses. Through Cardservice International, we are able to provide our clients with online credit card processing services. 
Carleton Inc. www.carletoninc.comCarleton, Inc. is the country's leading provider of financial calculation software, loan origination compliance support, and document delivery software. Founded in conjunction with the Truth-in-Lending act in the late 1960s, their client list has grown to include most of the major lenders, credit insurance companies, and loan origination software providers in the United States. 
Curomax www.curomax.comCuromax - See Dealer Track 
DealerTrack, Inc. www.dealertrack.comDealerTrack is a leading provider of on-demand software and data solutions for the automotive retail industry in the United States. We utilize the Internet to link automotive dealers with banks, finance companies, credit unions and other financing sources, and other service and information providers, such as the major credit reporting agencies. 
Data Fax on Call www.fax.comFax.com - is a service of Data On Call, Inc., a leading provider of outsourced, value-added messaging and communication services. Since 1996, Data On Call has provided businesses and individuals with high quality, reliable digital fax services that improve the efficiency, reliability and cost-effectiveness of their transactions. 
Harland Laser Pro www.harlandfinancialsolutions.comHarland offers federal and 50-state document compliance for application and closing modules for the three major loan areas: Commercial, Consumer, and Residential Real Estate. Laser Pro Lending is designed for loan officers, processors and documentation specialists. Our applications automatically populate Laser Pro Lending forms with required data. 
Lenders Protection www.cunamutual.comLenders Protection is one of CUNA Mutual Group's newest innovations to help credit unions build their vehicle loan portfolios while still meeting the needs of new and current members. Lenders Protection can help increase the number of vehicle loans made to near- and non-prime members while protecting from the risk of default. 
Verizon Business www.verizonbusiness.comVerizon Business, is a leading provider of enterprise hosting services. Verizon Business managed hosting enables us to provide secure and reliable service, meeting the highest industry security and performance standards, 24 hours a day, seven days a week.. 
RouteOne www.routeone.comRouteOne was formed in 2002 to create a more streamlined credit application process for automobile dealers and their customers. Jointly owned by DaimlerChrysler Services, Ford Motor Credit Company, General Motors Acceptance Corporation, and Toyota Financial Services, RouteOne also provides a single point of access for dealer credit applications to some of the largest auto lenders and banks in North America. RouteOne offers dealers a common platform for submitting credit application information to the multiple finance sources with which they do business. Automotive dealers and their finance sources can exchange credit application and credit decisions in near real-time using RouteOne's web-based network. 
CUDL www.cudl.comCUDL is the nation's leading lending solutions provider to the credit union industry. CUDL was created in 1994 by a vision to provide point-of-purchase opportunities for credit unions to benefit their members. Still a Credit Union-owned Service Organization (CUSO), CUDL now offers credit unions a comprehensive line-up of lending solutions to successfully meet the individual needs of each and every credit union.. 
ODE www.opendealerexchange.comOpen Dealer Exchange was founded by the two leading transactional point-of-sale system providers in the industry - ADP Dealer Services and Reynolds & Reynolds. Access is not limited to just ADP and Reynolds & Reynolds clients; any and every dealer management, CRM, or F&I system provider can join as a channel partner. 
Jericho Information Technology www.jerichotech.comJericho Information Technology LLC provides Enterprise Business Intelligence, Risk Management, and Contact Management solutions for the lending Industry. Jericho provides services to extract and normalize data from all your legacy systems to help you eliminate the reporting silos that exist today. |